He arrived swiftly, and upon seeing the stout woman, the corner of his eye couldn't help but twitch. This woman was his wife's older sister, notoriously pretentious, and unemployed.
It was only through his wife’s pleading that he managed to arrange a temporary cleaning job for her at his branch.
While cleaning, she frequently got into verbal spats with customers. If he hadn't been there, she’d have been fired long ago. Still, she was his sister-in-law, and his wife was beautiful and virtuous; he truly couldn't fathom where she got such a sister.
But duty was duty; they were family, after all.
“I am Wang Dong, the person in charge here at the bank. What exactly is going on?” Deputy Manager Wang approached, his voice immediately adopting an official, bureaucratic tone.
“Your employee has been verbally abusive. I demand she apologize to my friend!”
Zhang Yang glanced at him and stated his terms directly. An apology was just the first step, but if it wasn't sincere, there would be no further discussion.
As soon as Zhang Yang finished speaking, the stout woman shrieked, “Manager Wang, it’s these people causing trouble! Their money was scammed, and now they’re crying here at the bank and yelling!”
“Who was yelling? Don't sling mud!” Nannan was so angry her face flushed crimson. Her mother, meanwhile, had stopped crying, her expression now laced with fear; she hadn't expected her moment of grief would draw so much attention.
“It was you! You were the one yelling at me just now!”
The moment Nannan spoke up, the stout woman grew aggressive again, shouting fiercely. Tears began to well up in Nannan’s eyes, making her look unbearably wronged.
Being cheated by a swindler was bad enough; now enduring this humiliation made her heart ache terribly.
“Enough, stop shouting!”
Deputy Manager Wang’s sudden sharp command silenced the stout woman instantly, though her face took on an even more haughty expression, the look of someone challenging, what can you do to me?
“I understand the situation now. Our employee was indeed in the wrong, but you shouldn't be shouting either. I sympathize with you being targeted by a scammer, but the bank bears no responsibility, and there’s nothing we can do!” Deputy Manager Wang turned back, spreading his hands in a gesture of helplessness. Zhang Yang’s brow furrowed tighter.
“Manager Wang, is it? First, let me correct you. We were not shouting. Your employee is lying. If you don’t believe us, you can pull the surveillance footage, and we can watch it right here!”
Zhang Yang spoke slowly. The moment this manager opened his mouth, Zhang Yang sensed a clear bias toward the stout woman. Nevertheless, what needed to be said, had to be said.
“Since when can just anyone check the surveillance footage? Young man, I suggest you go to the police station to file a report. Crying here is useless!”
Hearing Zhang Yang mention the surveillance, Deputy Manager Wang immediately adopted an impatient demeanor, waving his hand dismissively at Zhang Yang.
The stout woman, meanwhile, looked smug, as if daring them to call management and still fail to touch her.
“Is this how you usually treat your customers?” Zhang Yang’s frown deepened, his expression turning significantly darker as he challenged them directly.
The nearby security guard offered them a sympathetic look. Manager Wang truly was siding with the stout woman. He hadn't been working long, only hearing rumors before, but now he knew they were true. He resolved to be careful around that woman from now on.
“How we treat customers is none of your business?” Before Manager Wang could speak, the stout woman barked again. Manager Wang merely glanced at her, shook his head slightly, and said nothing.
His attitude perfectly broadcasted his allegiance. Zhang Yang now understood clearly: complaining to this manager would be utterly pointless.
“Very well. I won’t say much more. I am deeply disappointed in your bank. I reserve the right to file further complaints, and furthermore, I intend to transfer every cent I have deposited here. I will never do business with your bank again!” Zhang Yang slowly shook his head, his eyes holding a trace of icy coldness. Since the person in charge only favored his own kin, Zhang Yang would have to use his own methods.
“Transfer it then, transfer it! Do you think the bank can’t operate without you?”
The stout woman yelled again. Her unnatural compliance moments ago had left her feeling humiliated, and now she was viciously retaliating, needing to prove she wasn't afraid of Zhang Yang.
“Deputy Manager Wang, is that your decision too?”
Zhang Yang completely ignored her, focusing his gaze directly on Deputy Manager Wang, deliberately emphasizing the word “Deputy” this time.
“This young man, she is an employee of our bank, of course, she represents us!”
Deputy Manager Wang scoffed. He understood the implication of Zhang Yang’s emphasis on “Deputy,” and it displeased him, causing his tone to drop any pretense of politeness.
What money could a student possibly have? A few thousand at most. It wasn't even the start of the semester; summer break was approaching. Even if it were, he didn't care about a student’s small deposit.
Besides, he wasn't afraid of student complaints. Banks near campuses often faced student grievances, but they had quotas on how many complaints they could tolerate.
Moreover, he hadn't become a deputy manager so young without influential backing; he had a superior in the branch who supported him.
Minor incidents like this couldn't touch him. Ultimately, the matter seemed destined to fizzle out.
“Remember what you said!”
Zhang Yang suddenly offered a faint, cold smile and said it quietly. Then, he whispered a few words to Nannan and turned to leave the bank.
He only had an ICBC card. If he was moving his money, he needed a card from another bank. The China Construction Bank was right across the street, so he headed there immediately.
Not long after, Zhang Yang returned, accompanied by someone from the Construction Bank who looked rather agitated.
Zhang Yang ignored everyone else and walked straight toward the teller window. The person who followed him looked somewhat awkward upon seeing Deputy Manager Wang, offered him a smile, hesitated, and then walked out the main entrance, though he remained standing just outside the door.
“I need to process an interbank transfer. I want to move all the money in this card to this account number!” Zhang Yang stated softly at the counter, handing over his bank card and the number of the newly acquired card he had just written down.
The staff inside had witnessed everything happening outside. Such incidents were not novel to them.
“Why don’t you just withdraw the cash and deposit it there? Interbank transfers are such a hassle!” the teller said with a hint of impatience. Many times, when students quarreled with banks, they’d use threats like, "I’m closing my account here!" In reality, one or two students’ worth of money meant nothing to them.
“Are you sure? You want me to withdraw it and then deposit it?” Zhang Yang offered a slight smile, but it was a cold one that sent a chill down the spine.
This bank had utterly disappointed him. Never mind others, he himself would never deal with this branch again, nor the entire ICBC system.
“Withdraw it then, withdraw it! What’s with the ‘are you sure’ nonsense!” The teller scoffed, and at that moment, Zhang Yang’s card was scanned, prompting him to enter his PIN.
Zhang Yang entered the password, and the teller turned back, casually glancing at the computer screen.
One look, and her eyes snapped wide open. She rubbed them vigorously, unable to believe what she was seeing on the screen.
As a bank employee, she was intimately familiar with the operating system, yet the string of zeros made her wonder if she was hallucinating.
As an experienced bank employee, she immediately recognized the balance as an eight-digit figure—eight digits, meaning tens of millions.
A depositor with tens of millions would certainly be a premium client, a High-Net-Worth Individual (HNWI). How could it possibly be a young man like Zhang Yang? But the computer displayed it plainly, leaving her feeling utterly lost.
Unless the computer had malfunctioned—a possibility, but one with an infinitesimally low chance—she didn't believe this was happening to her.
“Just do as I said, withdraw the cash. I want all of it!”
Zhang Yang smirked coldly. Su Zhantao’s money had indeed been transferred. After Su Zhantao had informed him, Zhang Yang was certain the funds would arrive in his account. He had great faith in Su Zhantao.
“I—I’m sorry, Sir, please wait a moment! Manager Wang, quick, come here!”
The teller was completely panicked now, jumping up and shouting for Deputy Manager Wang, who was still outside. Hearing the shout, he frowned but eventually entered through the staff passage.
Zhang Yang’s account now showed twenty million, plus a few hundred in leading digits from his previous balance. Su Zhantao had split the profits with Zhang Yang according to the three-seven ratio, but he had also shared the money earned from the side business, rounding up the total before transferring it. This sum had actually arrived several days prior.
Deputy Manager Wang walked behind the counter and froze when he saw the figure on the computer screen, performing the same action as the teller: rubbing his eyes to confirm he wasn't mistaken.
Twenty million. It was undeniably twenty million, a solid figure sitting there. Deputy Manager Wang’s heart began to race, and a thin sheen of cold sweat broke out on his forehead.
Twenty million. A client like that was sought after by every bank. He had no idea his branch had gained such a distinguished customer.
But that wasn't the critical point. The crucial issue was that he had offended this client, and now the client was leaving. If his superiors learned he had angered a client and caused the loss of a twenty-million-dollar deposit, he would surely face disciplinary action—possibly severe punishment.
“If you don’t have that much cash on hand, just process the transfer for me!”
Zhang Yang added at this point. While withdrawing it in installments would have provided a better face-slapping moment, he frankly had no interest in the theatrics.
“First—Sir, I apologize. That was our mistake. Please, please wait!”
Deputy Manager Wang jolted, then hastily rushed back out, his attitude completely reversed from before.
The teller secretly contacted the manager. Wang was only a deputy, and she dared not conceal such a situation. Now she was regretting her earlier attitude, filled with apprehension.
When Deputy Manager Wang reappeared, his demeanor toward Zhang Yang was utterly different. He finally understood why a deputy manager from the Construction Bank had followed over. If their bank were facing such a large account transfer, he would have followed too.
“Wait for what? I need a transfer. Is your bank refusing to process a transfer?”
Zhang Yang shook his head. His words caused the cold sweat on Deputy Manager Wang’s forehead to increase as panic set in.
Moments later, the Branch Manager also rushed over. He first sternly reprimanded Deputy Manager Wang and the stout woman, before turning to Zhang Yang to offer conciliatory words and plead earnestly.
Unfortunately, Zhang Yang’s decision was final; he had no patience for their excuses. If they wouldn't process the transfer, he would simply leave and go directly to their superior bank.
Reluctantly, the bank could only proceed with Zhang Yang’s interbank transfer application. Watching him sign the documents, with the Construction Bank staff already waiting at the door, the Branch Manager felt a sharp pain in his heart.
Everything that transpired inside the bank left Nannan and her mother stunned. Nannan hadn’t understood what was happening at first, but later realized Zhang Yang was transferring a massive sum, causing the bank to panic.
Once she understood the full context, Nannan was initially shocked by the sheer amount of money Zhang Yang possessed, but this shock quickly turned into profound gratitude. She believed Zhang Yang was doing this to help her, risking a confrontation with the entire bank in the process.
The stout woman was completely dumbfounded. Having worked at the bank herself for a time, she grasped the gravity of the situation. She had never imagined this young man held so much wealth. Twenty million! The bank losing a major client with twenty million—how furious would her superiors be? The thought terrified her.
Now she genuinely wanted to apologize, willing to do so, but Zhang Yang was already ignoring her. After completing the paperwork, Zhang Yang left with Nannan and her mother.
The deputy manager from the Construction Bank invited Zhang Yang to sit with him across the street for a while. Zhang Yang declined but left his pager number—only his pager, not his mobile—as he wished to avoid further trouble.
Deputy Manager Wang, the bank security guards, and the manager all followed Zhang Yang to the exit. When they saw him drive off in that Mercedes, they were all dumbstruck again.
Only after the Mercedes disappeared into the distance did the Branch Manager harshly berate the few employees before returning inside to make the necessary reports. He had to report today’s incident, and even so, he knew he would likely suffer repercussions.
A few days later, the bank's efforts proved fruitless; Zhang Yang's twenty million had successfully transferred to the Construction Bank. But the matter was not closed. Su Zhantao later learned of the incident and relayed it to Su Shaohua.
The ultimate result was that Su Shaohua’s Kaida Group abruptly and completely severed all cooperation with the Industrial and Commercial Bank of China. Previously, at least a third of Kaida Group’s funds were held with ICBC, and even payroll was processed through their systems. This was a truly major client. The Provincial Branch President was alarmed enough to personally visit Su Shaohua. Upon learning the reason, both Deputy Manager Wang and the stout woman were summarily fired. Even so, the Provincial Branch suffered significant losses.
However, Zhang Yang would only learn about these consequences much later; that was a story for another time.
At this moment, Zhang Yang was helping Nannan settle her mother. Through Nannan’s account, he finally pieced together the entire background of the incident.
Second update, I’m out of town today. Returning home tomorrow. Maintaining a daily update of ten thousand words is difficult. Friends, please give some more monthly ticket support!